Commercial Lines Insurance

Property and casualty, Umbrella, Inland marine, Directors & officers liability...

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Employee Benefit Plans

Group Medical Dental Vision Insurance, 401k Plans, Health Savings Account...

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Executive Life & Benefit

Term Universal Whole Life Insurance, Disability Insurance...

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Insurance Services

  • Review of potential loss exposures with client and prospective clients in order to identify the appropriate insurance or risk management tools best suited for their clients
  • Thorough review of current insurance program in order to determine that it is appropriate and cost effective.
  • Ability to offer appropriate valued added services based on specific client needs (i.e. workers compensation claim reviews, loss control, human resources and environmental consulting)
  • 24 hour turnaround on most clients certificate insurance requests.
  • Provide all available insurance coverage quotes or declinations in a timely and transparent manner.

Risk Management Insurance Services

Russ Gunn Insurance Agency believes that every customer or prospect, large or small, in entitled to the same high level of risk management and insurance coverage analysis.

Basic principles of risk management are as follows:

  • Retention of risk
  • Avoidance of risk
  • Transfer risk to a third party by lease or other contract
  • Transfer of risk by insurance to an insurance company by purchase of an insurance policy

Coverages

  • Workers Compensation
  • Employee Benefits
  • Property & Casualty
  • Pollution Environmental Liability
  • Directors & Officers
  • Employment Practice Liability
  • Life Insurance